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OrbytPay
Built in Lagos · Nigerian rails
Collect on hosted checkout, settle after double-verify, withdraw through Kora - REST API, merchant portal, signed webhooks, and ledger for Nigerian businesses.
How it works
Built to settle safely
Every merchant event is HMAC-signed. Verify x-orbytpay-signature before you trust a payload.
Email OTP on sensitive flows, plus optional authenticator (TOTP) for account sign-in.
Kora signed webhook plus an independent OrbytPay API check - credit only when both agree.
Merchant secret keys and webhook secrets are encrypted at rest in the OrbytPay vault.
Pricing
₦100
per successful collection
You choose who bears it - customer or merchant. Same fee for bank transfer and card.
Explore
Local bank transfer, card, withdrawals, and flat ₦100 pricing.
DevelopersPayments, webhooks, balance, withdrawals - integrate in hours.
MobileAndroid merchant app - collect and withdraw on the go.
RailsKorapay licensed bank + card collections and disbursements.
OfficialVerify domains, avoid impersonators, find real features.
IntegrationsConnect apps via API + hosted checkout - no secrets in APK.
Built for Nigerian businesses
One checkout for local rails - customer pays, you get a clear payment reference.
Balance updates only after Kora and OrbytPay both confirm the deposit.
No percentages, no surprises. Fee bearer is yours to set per payment.
Resolve the account name, then payout to any Nigerian bank over Kora.
Create payments, listen for payment.credited, refund when you need to.
Every payment gets a shareable receipt and a reference that stays traceable.